Shorts....Im not saying your wrong with that figure but that is a ratio that alot of jeep guys work very hard to get and only get it that low after adding a second case. A friend of my unlces just put in a double T-case and is running 6something gears and is only down to 102:1.
When I just went to the 4-lo.com site and plugged in all the #'s you just used it came out to 28:1 @ 2000RPM and 6mph. Now that doesn't do anything about the converter but I doubt you really get that much.
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