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post #1 of (permalink) Old 10-15-2002, 11:24 PM
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CJ7 INSURANCE - WHO\'S BEST?

I know that this will be a long shot, but can anyone tell me who the best insurance companies are for a 1983 CJ7? I know that the term 'best' and 'insurance' are relative, but I no that there is a better company for insuring jeeps.

I am looking for the cheapest price for insurance, unless someone can pursuade me to choose another higher priced company because of some factor. Notice I said cheapest priced insurance NOT necessarily the minimum insurance coverage.

I have never had an accident, never any tickets, always had insurance on my other two vehicles and I live in northern West Virginia. I am 47 and single. I have my homeowners insurance, my two other vehicles with AIG, but they refuse to insure CJ7's. The CJ is going to be my fun vehicle and very part time driver to work.

GEICO has been the lowest price to date ($320.00 annually) for WV state minimum liability insurance ($20,000/$40,000). I can't believe the cost. My other two vehicles together, 1992 F150 & 1984 E350 ambulance, ($100,000/$300,000) full coverage is only $600.00 annually.

Drop me some insurance company names, preferably ones that are not considered 'high risk' companies. Aren't there any insurance companies executives who four wheel?

Thanks in advance,

RR
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post #2 of (permalink) Old 10-16-2002, 05:19 AM
 
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Re: CJ7 INSURANCE - WHO\'S BEST?

GEICO is a high risk company. So is Progressive.

You should always insure your vehicles for at least 100/300 liablility. If you were to get into an accident with only 20/40, the victim(s) could sue you for much more than that. If GEICO wants $320 for minimum, that's not bad.
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post #3 of (permalink) Old 10-16-2002, 07:49 AM
 
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Re: CJ7 INSURANCE - WHO\'S BEST?

Try InsurancePanda.com, I use them and love how easy it is. I paid $300 a year for my '84 CJ-7. I don't know if they are available in youor state.
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post #4 of (permalink) Old 10-16-2002, 11:11 AM
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Re: CJ7 INSURANCE - WHO\'S BEST?

Have you tried talking to AIG to see if they will make an exception for you? I had the same situation with Travellers. CJ's are on their "don't insure" list but they made an exception for me due to clean driving record, homeowner's, etc. I think you can definitely plead your case, threaten to switch, whatever.

Out here in Colorado, where auto insurance is VERY expensive [img]images/graemlins/shocked.gif[/img] (especially for 4x4's[img]images/graemlins/mad.gif[/img]) I pay $606 for 100/300 liability, comprehensive, and collision with a $500 deductible. I think this is very good.

I agree with Nate, think very seriously before getting less than 100/300. I personally would not do it. It leaves you open to too much risk in the case of a suit. Just my $.02

Justin
post #5 of (permalink) Old 10-20-2002, 12:55 PM
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Re: CJ7 INSURANCE - WHO\'S BEST?

I have my 92v YJ insured with State Farm (Georgia) for about $300 per year and that's with full coverage and $50 deductible. In my state, SF has no issues with the fact that the vehicle is used primarily for recreation on trails etc. I once asked my SF rep if anyone every filed a claim for rolling their Jeep and she said, "Me!" Pretty cool...
-Milt
post #6 of (permalink) Old 10-20-2002, 02:34 PM
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Re: CJ7 INSURANCE - WHO\'S BEST?

Prudential Commercial - 1980cj- 112.00 every 6 months
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