All you ever wanted to know about the pesky big-end bearings:
http://www.a1.nl/phomepag/markerink/80bigend.htm
(for those of you with 1HZ and 1HD-FT(E), thinking it *never* applies to you, READ the last couple of messages, from the last year or so....some ARE affected just as bad! (far less frequently, but still....having them checked is cheap insurance against catastrophic failure & sick expenses)